Valid points, the governments do need to step up because there is a serious problem with investment. If they don't step up, movements like communism and fascism could take hold simply because they would take us back to a less advanced world, which typically is a world with cheaper living but for all the wrong reasons. Reasons that would make living even more costly as is shown in countries that operate – and have operated – such systems

I think fundamentally the problem is technological changes are happening so rapidly that it is impossible for society to get a grip and find the stability and information it needs to manage the new change, simply because they're another new change arises before they can even work out how to handle the previous changes. So, it's like society is in a constant state of flux and it is this state of flux which is causing the chaos.

My belief is that the solution lies in working out how to handle living in a constantly evolving technological environment. Humans historically are used to stability, so we invent something, society adapts to it, and then things remain stable for a while so we get used to that something.

Now, it's not even just one generation being different from the other, it's literally children born one year will likely be brought up in a different world than children born the previous year. This rapid development simply makes it very difficult for anybody to get hold of anything due to the continuously increasing levels of complexity.

So, the solution lies in creating a stable grassroot environment which is capable of handling continuous technological advancement. So, we have to create a world where stability is constant growth.

The solution to that does lie in learning how to more productively reinvest wealth into communities so as to give people more time to be able to have children and live life. The challenge is working out how to invest that money and what to invest it into to create that stability and freedom that people need to be able to cope with the continuous technological advancement and everything that comes with it.

So, in my view it's a mixture of both that is the problem. But I do agree and believe that the solution comes from involving grassroots more in democracy. Democracy has become too centralised, that needs to change and regions need to gain more power over their own regions. What we really need, is a central government which manages national priorities, and centralised regions which manage regional priorities. So kind of a big small democracy, a big democracy made up of lots of small ones.